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UNITED STATES · TAX YEAR 2026

US Salary Take-Home Pay Calculator

Estimate annual and monthly pay after 2026 federal income tax, Social Security and Medicare. Choose your filing status and state to understand the estimate's coverage.

Your salary details

Enter gross employment wages before taxes and deductions.
State income tax is not yet included in this release.
Results are always annualized, then shown by frequency.
Itemized deductions and special adjustments are not modelled.

Your estimated results

ESTIMATED TAKE-HOME PAY · ANNUAL$—Monthly: $—
Gross annual salary$—
Federal income tax$—
Social Security$—
Medicare$—
Additional Medicare$—
Estimated state income tax$—
Estimated net after federal, state and payroll taxes$—
Estimated netIncluded taxes
State income tax is estimated using 2026 state brackets and a simplified standard-deduction assumption. Local taxes and many state-specific credits or adjustments are excluded.

What this estimate includes

  • 2026 federal income tax using the selected filing status and standard deduction.
  • Employee Social Security tax at 6.2%, up to the 2026 wage base of $184,500.
  • Employee Medicare tax at 1.45% on covered wages, plus Additional Medicare Tax where applicable.
  • 2026 state income tax using published state rates and brackets for the selected state.

State estimates use a simplified model: the listed standard deduction is applied when the standard-deduction option is selected; Single brackets are used as an approximation for Head of Household and Married Filing Separately where separate state brackets are not modeled. Local/city/county taxes, state credits, exemptions, special deductions, state payroll levies (including California SDI), and state-specific adjustments are excluded. This is an illustrative annual estimate, not a paycheck withholding calculation.

2026 state income tax rates and bracketsIRS 2026 federal brackets and deductionsIRS Social Security and Medicare ratesSocial Security 2026 wage base

SalarySach provides general educational estimates, not tax, legal, accounting or financial advice. Actual tax liability can differ based on the taxpayer's complete circumstances and current law. Verify with the IRS or a qualified tax professional.