Canada salary take-home calculator
Estimate your annual take-home pay after federal and provincial or territorial income tax and employee payroll contributions. Choose your province or territory of residence.
Your salary details
Your estimated results
What this estimate includes
- 2026 federal income-tax brackets, basic personal amount and Canada Employment Amount credit.
- 2026 provincial or territorial income-tax brackets and basic personal amount.
- CPP and CPP2 for provinces and territories outside Quebec; QPP and QPP2 for Quebec.
- Employee EI premiums; Quebec also includes QPIP premiums and its reduced EI rate.
Important limitations: This is a simplified annual estimate, not CRA payroll software or a tax return. It applies basic personal credits and the federal Canada Employment Amount, but excludes other credits, deductions, provincial surtaxes and special levies (including Ontario surtax and health premium), Quebec abatement and detailed Quebec tax credits, provincial payroll taxes, pensionable/insurable exceptions, multiple employers, age-related or benefit-related adjustments, and pay-period rounding. Federal basic personal amount phase-out and some provincial personal-amount adjustments are simplified. Actual payroll withholding can differ.
SalarySach provides general educational estimates, not tax, legal, accounting or financial advice. Actual liability and payroll deductions depend on your circumstances and current rules. Consult CRA, Revenu Québec or a qualified tax professional.